well questing earings are pretty much just RE's without the ac so dont worry about earing yet. rols are good but..prob not as useful as a skelly belt would. quet belt terrible, quest rings are actually pretty good. save for skelly and dd helm. and pathos/valk of course.

your setup will be till you get more money

chit7 helm pauld pads
fp8 gaunts boots
quest earings/rings
ac valk
ap gloves

your looking at 2100-2250 mana/3050-3150 hp/875 ac fully scrolled/around 1250 ap max full scrolled. with dd helm 1200-1215 ap.