After my latest failed case with paypal (had one couple years back), I am here to advocate a new way of selling and buying online. Some of you might have heard about it, maybe not, but its called moneybookers.com. Basically, it's a company based in Europe that works very well internationally (as opposed to paypal, whose bullshit from one place to the next doesn't seem to end). It works in a manner similar to paypal, with a few notable exceptions. You can add money to a moneybookers.com account, send money, and receive money from others. The biggest advantage is the escrow service they offer. For those who may not know, escrow is a way of insuring money being sent is safe. It works by Moneybookers Ltd acting as a middleman (they charge a very small fee, better than paypal), who holds the money secure in a seperate account once the sender initiates the transaction. The receiver then ships the money and the sender has 14 days to review and make sure the item arrives and is as described. If it doesn't arrive in that 14 day period, or is sufficiently different from what was described, then it can be sent back, and the sender has the option of rejecting the item and getting back the money that was sent. If it is as expected, then the sender simply clicks "Accept" in the escrow transaction page, and the money is transferred from the trust account to the receiver's account. In this way, there's no way any one can really charge back, for when the sender clicks "Accept", basically any right to dispute the transaction or the money that was sent is negated-- the transaction, barring any major shit like identity fraud reported to the SEC/FCC/etc, is final.
You can add funds to your moneybookers.com account directly from your bank (you'll have to go the bank and physically initiate a money transfer) or you can use a credit card, which has a 1.9% fee attached (again, this is less than paypal). I highly recommend everyone here who buys or sells things for usd to use moneybookers.com, as it's a thousand times better and more secure than shitty paypal.
peace
P.S. - If you're wondering, Moneybookers.com Ltd is registered/licensed in Britain under UK law; basically, it is legit.
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